Full spectrum of investment loan services

Welcome to Investor Lending Service. Our goal is to offer investors a complete range of services for residential and commercial investments. We enjoy a network of vetted lenders and a relationship with COMMLOAN, a community of 750 of the largest US lenders, integrated to serve our clients. We offer unparelled rates, terms served up with white glove service. We help identify the best loan option for the investor and the investment. We can support an investor interested in DSCR loans with competitive rates and low docs up to $4,000,000. Our team of experts can support Fannie and Freddie backed larger multi-family projects, SBA backed loans for owner-occupied projects and large commercial projects at any price. Our service offers a one-stop-shop for every investors. Let us help you with your next investment. Linda Hedden

A message from the Owner

Linda Hedden

DSCR LOANS - Ideal for loans for investments ranging from $150,000 to $4,000,000

DSCR loans have many benefits to investors including the ability to have as many DSCR loans as you like without impacting your personal financial records. This allows for unlimited growth of your investment portfolio.

A few key facts about the DSCR loans:

  • The DSCR loans do not require verification of your employment, income tax returns, and other personal financial information.

  • The loans do not consider your Debt-to-Income ratio like conventional loans.

  • Most loans are 30 year terms and designed for single family investments up to 4 unit multi-family.

  • As long as the property is profitable the lender will consider this above all else.

  • This is not a hard money loan. Rates can be in the 6% - 8%.

  • You can add a construction loan to your property on the front end of the transaction to improve your property and then convert to a DSCR 30 year fixed loan. Construction loans are short-term bridge loans, with slightly higher interest rates and a construction plan.

Large Commercial Loans

Investor Lending Service is also resourceful for large commercial investments. We have some of the nation’s leading experts on our team in commercial lending with experience with Freddie or Fannie Mae backing, SBA loans designed for owner-occupied acquisitions of a business with property, and various commercial endeavors with Credit Unions and commercial bank lenders. These all offer desirable terms and rates.

If you desire to purchase a retail building, a multifamily apartment over 4 units, or a golf course valued at $750,000 or more, we can help.

Investor Lending Service is a member of COMMLOAN, a lender platform with 300+ lenders for larger investments. Lenders compete for our loans resulting in lowest rates and best terms.