Full spectrum of investment loan services
We offer investors a choice of lenders with specialization in real estate and commercial investment loans. We help identify the best loan option for the investor and the investment. We have experience in DSCR loans with competitive rates and low docs. Our team of experts can support Fannie and Freddie backed larger multi-family projects, SBA backed loans for owner-occupied projects and large commercial projects.
DSCR LOANS - Ideal for loans for investments ranging from $100,000 to $4,000,000
DSCR loans have many benefits to investors including the ability to have as many DSCR loans as you like without impacting your personal financial records. This allows for unlimited growth of your investment portfolio.
A few key facts about the DSCR loans:
The DSCR loans do not require verification of your employment, income, tax returns and other personal financial information.
The loans do not consider your Debt-to-Income ratio like conventional loans.
Most loans are 30 year terms and designed for single family investments up to 4 unit multi-family.
As long as the property is profitable the lender will consider this above all else.
This is not a hard money loan. Rates can be in the 6% - 8%.
You can add a construction loan to your DSCR on the front end to improve your property and then convert to a DSCR loan. This is a construction bridge for a short-term period at a higher rate then convert to a 30 year loan.
Larger Commercial Loans
Investor Loan Service is also resourceful for large commercial investments. We have some of the nation’s leading experts on our team in commercial lending with experience with Freddie or Fannie Mae backing, SBA loans designed for owner-occupied acquisitions of a business with property, and various commercial endeavors with Credit Unions and commercial bank lending. These all offer desirable terms and rates.
If you desire to purchase a retail building, a multifamily apartment over 4 units, or a golf course valued at $750,000 or more, we can help.